Review Is TFF Group Legit Or A Scam

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Is The Four Percent Group a Scam or Legit? Read Our 100% Honest Review!

People are asking all around the Internet, “Is The Four Percent Group a Scam or Legit?” They are intrigued of making money online and this looks like a potential way to do it. Vick Strizheus has a long experience of online marketing and he is going to teach you the steps to online success. But did you know about Vick’s shady background? Has he changed or still continuing the same old habits?

I will give you an answer to all your questions in this honest Four Percent Group review

Fasten your seat belts. Let’s go!

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The Four Percent Group Review

Name: The Four Percent Group
Founder: Vick Strizheus
Price: $49/month or $497 one-time-payment

Field: Make Money Online -Training and Community
Overall Rank: 75 out of 100

Check out My #1 Recommendation, Wealthy Affiliate. This program has taught me to make consistent income online. At the moment I am a full-time online marketer and my income is growing each and every month. Thanks to WA.

What Is The Four Percent Group All About?

The Four Percent (4%) Group is an online business training and community. It’s founded by a very experienced Internet marketer Vick Strizheus. He has more than 12 years of experience in Internet marketing and making money online so he for sure knows a thing or two about this interesting subject.

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He promises that he is going to teach how you can step out of the average and create your own online success. He says that he has trained more than one million people on how to make money online.

Inside of the member’s area, you can find following resources:

  • Start Here: 7 Steps
  • Marketing Center
  • Training Center which includes: Operation 100K, “How-To” Tutorials and Advanced Video Secrets
  • Events like Webinars
  • Shows like Vick’s Daily Snaps

The Four Percent Group Member’s Area

You can get into member’s area for free to see all these resources. By the first look, member’s area looks quite good and there is a lively community inside. There is also a forum inside 4% Group where you can connect with other members of this program.

If you are starting out, I would recommend starting with 7 steps “Getting Started” -Training (see the picture below).

“Getting Started” -Training

The Four Percent Group Testimonials

Are These Testimonials Real?

When you get into the member’s area, you can immediately find many positive testimonials from 4% Group members. You can see in the picture above that Adjunga Nossin says, “Made $4,800 in a single day with 4% system”. And Amanda Troxel says that she made her first $300 in a single week just following the guidance of Vick Strizheus

These testimonials sound, of course, appealing but I am also a bit suspicious. I have seen so many fake testimonials when I have reviewed tens of different “make money online” -products.

I also a bit more research about The Four Percent Group and I found many websites and blogs that were promoting this system. They claimed that 4% Group is awesome and it will make all your wildest dreams come true… Or something like that. It also raised my interest because I found so many sites promoting this program.

One reason that those guys are promoting 4% Group can always be that they were affiliates of this system and they were earning commissions from all of their referrals. Whose bread you eat, his songs you’ll sing.

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Is Vick Strizheus a Scam Artist?

Vick isn’t a newbie on online business industry and he can really make his program sound interesting. He is a very successful Internet marketer. But I found out that before creating 4% Group, he has been involved in some other controversial “make money online” -systems. Some people even claimed that Vick’s previous programs were scams.

I have seen it before that a scam artist creates several scams. When the first one loses the interest, he creates a new one and takes money from innocent people. Vick has also almost been arrested because of theft. There was a video on Youtube when he was in a court because of his crime. Maybe he has changed his character and I really hope so. Otherwise, we are not talking about the reliable guy.

Vick is dressed up and motivates you that you can also become successful. It’s nice to listen to his talk. He has really studied how to become successful. I was surprised that in many of his training he wasn’t talking about techniques about creating an online business but rather he talked about the right mindset.

I understand that it’s important to have a right mindset when creating an online business. Many people start out and they “try” this “make money online” -thing. By saying that they only “try” they are prepared for failure. A better attitude is to treat it like a real business because there will be some setbacks and temporary defeats. Then +$10,000/month and even $100,000/month income is possible

But if Vick only concentrates on talking about the right mindset, how anyone can break through without knowing the concrete steps to a successful online business. That’s why he also gives lots of practical steps. He has walked the path to online success so he knows how you can succeed as well.

Vick Strizheus is not a scam artist. However, it doesn’t guarantee that his program would be the best.

Conclusion – Is The Four Percent Group a Scam?

To this question, I need to answer I don’t know. But I strongly guess that it doesn’t work like they promise it to work. Most likely you will not be making $300 or even close during the first week of Internet marketing. I don’t want to put you down but that’s the reality. Making a living is possible but it requires hard work.

I know people who have made their first income within a week of starting their online business but it’s quite rare and those guys were working a lot during that first week. But after you “get the ball rolling”, it will become easier and easier and you can earn much more than you could in an average 9 to 5 job.

I don’t want to put my money into Four Percent Group because it seems quite suspicious and I know already how to make money online. If you want to learn a proven system to make money online take a look at Wealthy Affiliate.

Their methods have been proven over and over again. Many members have quit their job and started a full-time online business. That’s 100% true and you can prove it yourself. But as I said, it doesn’t happen automatically by pushing a button. You need to get started and work, work, work.

I know lots of people who have succeeded online. All of them have one common characteristic. They never gave up. The fastest way to fail in the online business is to give up and the most sure way to succeed is to never quit.

Have you tried The Four Percent Group? Did you like it?

Have you also used other affiliate marketing training like Wealthy Affiliate or something else?

Let me know in the comments below! ��

I promise to answer all your comments and questions personally.

Swagbucks Review: Legit or a Scam? (Feb 2020)

Updated top 5 survey sites for April 2020. Use the links below to get the best current sign up offers for each:

(I recommend signing up for a few in one go as offers change regularly, and some of the better sites close their doors often)

Last Updated on February 5, 2020

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Swagbucks: Everything You Need to Know from an Objective Perspective

Swagbucks has been recognized as one of the most convenient, straightforward and enjoyable ways for end users to earn valuable cash-back in a timely, effective and at once fully legit manner. Launched in 2008, Swagbucks is the web’s premier, most popular and trusted consumer loyalty program with more than 40 million registered members, as of this Swagbucks review.

Swagbucks members a.k.a. Swaggernauts are given the distinctly rewarding opportunity to turn their everyday, typical activities into an unlimited amount of points (called swag bucks or SB) and then redeem these points for gift cards to thousands of retailers including mega-popular ones such as Walmart, Macy’s, JCPenney and Amazon or get cash back from PayPal.

Putting cash back in your wallet and significantly increasing your savings has never been easier or funner than with using Swagbucks. As a member, you can rack up valuable SB by shopping at your favorite retailers, completing online surveys, surfing the web, watching videos, playing games, signing up for offers and more.

Hopefully our comprehensive Swagbucks review below will get you pumped up to start earning some easy cash right away. Let’s read on!

” Each consumer has the power of their wallet and their voice. They can exercise that” – David Droga

Overview of the Online Loyalty Platform

Operated by Prodege, LLC, Swagbucks is not only a well-respected, fully legitimate consumer engagement platform where members receive valuable cash-back rewards on a daily basis, but also a network of viable solutions for businesses and a highly credible survey panel.

Since its launch 10 years ago, Prodege’s flagship platform has grown exponentially thanks to its incredibly loyal end users and clients. To paraphrase online influencer and entrepreneur John Rampton, when done correctly, gift and loyalty cards can improve a business’ cash flow, acquire and retain customers, and increase its overall brand presence. In order words, Swagbucks is a win-win program.

Protege family of consumer loyalty programs – ShopAtHome, MyPoints (shopping rewards programs ) and, of course, Swagbucks- boasts an impressive, full 50 million registered members as of September 24th, 2020. Protege also operates other online brands, including gift card destination MyGiftCardsPlus, video network ProdegeVN, direct response platform ProdegeDR, and market research firm ProdegeMR.

Founded by Josef Gorowitz in LA in 2005, Prodege was named earlier this year one of the ” Best Places to Work in Los Angeles” for a 4th time, by the Los Angeles Business Journal survey and Best Companies Group awards program. Prodege, LLC is led by Chairman, CEO and digital pioneer Chuck Davis, former CEO of Fandango and ShopZilla, former board member and the first President of e-Commerce for the Walt Disney Co.

With more than 200 employees, Prodege was recognized this year on the prestigious Inc. 5000 ( an annual ranking of the fastest-growing privately held and independent companies in the US) for the 5th time. The established internet marketing company has created industry-leading solutions in performance marketing, media and market research and is responsible for more than $500 million in yearly gross merchant sales. Prodege, LLC is headquartered in El Segundo, Los Angeles County, CA.

Swagbucks’ 10th anniversary

On February 26th, this year, the leading rewards brand Swagbucks celebrated its official 10th anniversary with the launch of another much-anticipated game, Swag IQ, the brand’s newest Android/iOS compatible mobile app, a live multi-player trivia game show.

True to its core values and mission, the consumer engagement program continues to give back to the Swag community, making it easier for Swaggernauts to earn a lot more SB for answering trivia questions correctly and even win their share of a $10,000 grand prize if they get all the questions right. Swag IQ has garnered over 500,000 downloads to date and has quickly become a leading trivia app.

Swagbucks Survey Panel – Legit or a Scam?

The parent company to Swagbucks is a Better Business Bureau (BBB) accredited business with an A+ rating and has been accredited since 2020. Its flagship Get Paid To (GPT) site Swagbucks is dedicated to creating pecuniary rewarding and fun moments for its millions of members, as continuously showcased over the past decade. As of this Swagbucks review, Prodege has paid Swagbucks members over $293 million in free gift cards and cash.

Across its 3 consumer engagement platforms, Swagbucks, ShopAtHome and MyPoints, Prodege has paid out more than $550 million in cash and gift cards to their members to date, facilitating Christmas and other holiday gifts, birthday gifts, family outings, Disney vacations and many many other rewarding experiences. Swagbucks gives out an impressive 7,000 free gift cards to its members every single day,

With such a whopping amount of dollars awarded to its members, the chances of Swagbucks being a scam or a fraudulent platform ( i.e. taking money from its members) are nothing more than a glorious zero. On the contrary, Swagbucks pays back in spades to its end users who discover new retail and other brands, exciting, totally foolproof earning opportunities and valuable savings.

Your personal information ( you need to give out some personal info when taking surveys and signing up for offers) is used for market research purposes only, but if this is still a concern, then you can always choose to get paid for many other online activities that don’t require giving your personal info.

Brimming with incontestable cashback-earning options, the fully legitimate, tried-and-trusted fun rewards platform Swagbucks is a sure-fire way to put cash cash back in your wallet on a daily basis, hassle-free. Swagbucks knows great cash-back rewards and isn’t afraid to put them in your pocket.

The Swagbucks Difference: Join Swagbucks Completely Free for Cash-back Galore in Your Wallet

The process of signing up is very easy, simple and completely free. All you have to do is enter your email, create your password and answer a security question (e.g. what’s your favorite pastime) to protect your account against hackers. Then, you need to confirm your Swagbucks account via email. You also have the option to sign up with Facebook. Upon signing up, you can start earning SB points immediately.

If you plan to take paid surveys, then be sure to fully and accurately fill out your ” Survey Profile” in order to minimize the chances of getting disqualified from certain surveys you may attempt, although you still earn a bonus if you do.

Setting Your Unique Swag Name

A member’s Swag Name is of the utmost importance if the member plans on redeeming their SB points for some of the loyalty platform’s most popular and sought-after gift cards including Walmart, Amazon and Target. In order words, without providing your Swag Name, some of your gift card orders can’t be fulfilled.

Likewise, a unique Swag Name ( i.e. that stays true to your favorite activities/hobbies, example: digitalbookworm123 if you enjoy reading e-books or videofundi55 if your favorite activity is watching videos) is also of essence because it enables you to participate in countless Swagbucks promotions on social media ( Twitter, Instagram, Facebook) as well as the Daily Swag, the official blog of the rewards brand. .

You can set or even change your Swag Name by clicking “My account”, then “My settings”. Enter your password, click “Submit”, and from here you can set/change it by clicking “edit”; you can also change your email, password, full name, shipping info and security question.

A Plethora of Cashback Earning Options At Your Fingertips – Got Swag?

One the perks of being a Swaggernaut is the program handing you the possibility to easily capitalize on a wide array of funtastic opportunities to earn easy, fast cash and free gift cards. As a Swaggernaut, you can choose to leverage only some of these opportunities, depending on your preferred online activities, free time and other factors. Or you can have all the aces at your fingertips to receive significantly more cash-back rewards and maximize your savings.

Even better, you don’t even need to play your cards right, because Swagbucks readily brings the savings to your fingertips and generously puts cash back in your wallet – your fully-merited rewards for your daily activities on your computer, smartphone and tablet. The everyday activities that you can wisely use to your financial advantage include, but are not limited to:

  • Shopping online at your favorite retailers.
  • Answering fun surveys and polls.
  • Watching entertaining videos.
  • Checking out exclusive offers and deals from reputable brands.
  • Searching the web using Yahoo! search engine.
  • Playing games.
  • Referring friends.
  • Various activities on the go, courtesy of Swagbucks mobile apps.

The SwagButton: The Ace Up Your Sleeve

Members can also add the SwagButton for more cashback opportunities and extra convenience. By adding the SwagButton, you can make online shopping & earning easier and instantly earn 50 swag bucks (SB). The SwagButton notifies members automatically if a certain website offers cash-back for shopping, You can activate ” Shop & Earn” opportunities at the click of a button, directly from the shopping website.

Likewise, by adding the SwagButton, you will instantly find all the relevant deals and coupons. You will also benefit from getting Swag code alerts and redeem them from anywhere as well as from exclusive Swag codes that you can redeem on the SwagButton only. In addition, you can get real-time alerts about new cashback-earning opportunities such as brand new surveys available and earn more SB while watching videos and searching the web.

Answering Fun Paid Surveys and Completing Polls

One of the easiest and fastest ways to earn SB points that you can redeem for free gift cards is answering market research surveys and completing daily polls. Similar to what we outlined in our InboxDollars review, the web’s premier consumer loyalty program provides members with access to tens of thousands of paid surveys every single day. If you enjoy sharing your honest opinions to help brands with reliable information and influence their key decisions, then taking Swagbucks’ online paid surveys is a great earning opportunity for you.

Examples of paid online surveys you can take include product appeal surveys, brand recognition surveys, product appeal surveys and advertising effectiveness surveys. Unlike other online survey panels, Swagbucks will give you a bonus SB when you don’t qualify for certain surveys, so you never miss out on cash-back.

You can take these paid surveys whenever you want and anywhere you want i.e, at home, work or on the go, from Swagbucks mobile website, iPhone App and Android App. Each survey has a different payout, typically about 40 SB to 200 SB per survey ( 5-10 minutes). For more extensive surveys that take more time, you can earn up to $50 ( 100 SB = $1). How much you get paid depends on how many surveys you attempt and successfully complete. For instance, you can earn more than 1,000 SB ( $10) in just one day by taking online surveys.

You can also join the discussion with the Swag community and earn SB by making your votes count in Swagbucks’ daily polls. It only takes 1-2 seconds to answer a poll and you will earn 1 SB for each answer.

Watching Videos, Playing Games and Searching the Web

If you enjoy watching entertaining videos, playing games and surfing the web, then you will love getting paid for these fun activities. You can earn 2 SB for every six videos on the Swagbucks playlist as well as for playing the platform’s own games which are available to its members for free.

You can also earn SB points when you make in-game purchases through Swagbucks’ partners at GSN ( 18 SB for every $1 you spend), Swagbucks will reward you with an additional 50$ for watching videos on the go; the Swagbucks app is available for free on both iOS and Android devices.

Using the Swagbucks search engine, powered by Yahoo! is another fun way to earn SB that you can redeem for cash and free gift cards. While searching the web, the platform will reward you a random amount of swag bucks, typically 4-10 SB for one search, but you can even earn up to 100 SB just for one. If you spend most of your day surfing the web, you can conveniently rack up a significant amount of SB.

Shopping Online and Discovering Offers

Swagbucks rewards with cash back when shopping at more than 1,500 retailers including Walmart, Amazon, Target, Starbucks and eBay, For every buck you spend you will typically earn up to 50 SB points in addition to access to great deals and exclusive coupons. If you want to purchase an item online and benefit from valuable cash back, then be sure to go to the online store through the Swagbucks platform.

Checking out free offers and exclusive deals from well-known brands can also put cash back in your wallet. You can earn a good amount of SB points when you sign up for new products and services, free samples and many more.

For example, you will earn 50 SB just by signing up for Huggies, 2,500 SB by signing up for Uber Eats, plus $5 with first delivery, 15,000 SB to discover Nutrisystem Lean 13 and up to a whopping 20,500 SB ($205) to discover Lyft. You can sign up to drive with Lyft and earn 50 SB; if you complete your first drive, then you earn an additional 20,000 SB. When you drive with Lyft, you can make your own schedule and get paid whenever you want. You will also benefit from a $300 bonus after the first 100 rides.

Additional Ways to Get Rewards as a Member

Other ways to earn SB points include referring friends ( you get 10% of your referral’s earnings plus a $3 bonus for both of you when your referral hits 300 SB), printing coupons for all kinds of groceries ( you earn 10 SB for each coupon) and redeeming Swagcodes that you can find on the platform’s blog and social media channels ( you typically earn 3 SB for each code you redeem in the Swagcode box, but can earn up to 30 SB with the Swagcode Extravaganza). Additionally, you can join the Swagstakes for 2 SB and possibly win some great prizes.

How to Turn your Swag Bucks into Cashback – Swagbucks Rewards Store

Swagbucks is an excellent way to earn an easy and honest buck and we’re definitely not talking pennies here. You can find thousands of valuable cash-back rewards every single day, redeemable with SB points in the Swag Store rewards store. You can choose to redeem your SB for gift cards to well-known retail brands such as Amazon, Walmart, JCPenney, Macy’s, Target, Gap and many more.

You can get free gift cards for as low as 300 SB ( $3). If cash tickles your fancy more, then you can choose to get cash back from PayPal at $25 (2,500 SB). When you snag this valuable prize, $25 will be deposited directly into your PayPal account.

Your well-earned cash will be sent to the PayPal account associated with the same email address as your Swagbucks account. Your PayPal account needs to be verified and your first name and last name need to match exactly your PayPal account info.

Note that under no circumstances will a payment ever be sent to an account that hasn’t been verified with PayPal and a PayPal account with a different first name, last name and email address than what appears on your Swagbucks account. You also need to allow 10-14 business days for your payment to be transferred to your PayPal account.

Amazon Gift Cards and Walmart eGift Cards

You can redeem these popular gift cards towards millions of products at Amazon, the place where you can find pretty much everything at the best prices and towards thousands of low-priced products online and in-store at Walmart. Amazon gift cards may be used for purchases of eligible goods on or its affiliated sites only. Also, the Amazon gift cards never expire, so you can use them whenever you want. Walmart eGift cards may be used for purchases at, Walmart stores and SuperStores, as well as and SAM’s Club stores.

Access to your gift code will be emailed and posted on your Swagbucks account profile within 10 business days of verifying your purchase at Amazon, Walmart and SAM’s Clubs. You can also benefit from at least 12% discount on your first $25 Amazon and Walmart gift card redemption each month.

Swagbucks – Advantages

  • Completely free membership – simply sign up and start earning SB points.
    Receive free gift cards and cash as well-earned rewards for your everyday activities on your computer, smartphone and tablet.
  • The Ace of Spades – Swagbucks really pays and it pays back in spades to its members in a timely and efficient manner.
  • An eclectic mix of cashback-earning opportunities- you can choose to cash in on the opportunities that appeal the most to you or on pretty much everything Swagbucks has to offer to maximize your rewards.
  • Leverage the web’s leading and most popular rewards program to receive cash-back on a daily basis.
  • Cast-iron guarantee of cash-back rewards – put as much cash back in your wallet as you want to.
  • Swagbucks has awarded more than $293 million to its members in cash and free gift cards to date.
  • Redeem SB points for gift cards to your favorite retail brands such as Walmart. Amazon and Target.
  • Get cash back from PayPal at $25 worth of SB and enjoy a bonus when you don’t qualify for a survey.
  • Swagbucks is the real deal, fully legit and reliable, for your peace of mind – Swagbucks is a trademark of Prodege; Its parent company is an established BBB accredited business with an A+ rating as of this Swagbucks review.
  • The web’s largest community of loyal end users – with more than 40 million Swaggernauts to date and a massive following on social media.
  • Navigate the rewards platform with ease for additional convenience.

Swagbucks – Disadvantages

  • The rewards program is currently available in the US, Canada, Australia, the UK and Ireland only.
  • There is a minimum payout threshold of 300 SB to redeem certain gift cards and $25 worth of SB points if you want cash back from PayPal, but these amounts can be quickly reached.

” A cardinal rule in budgeting and saving is to pay yourself first.” – John Rampton


Launched in 2008, Swagbucks has put more than $293 million in members’ wallets to date and it keeps on giving back to the Swag community. The web’s leading and most sought-after consumer engagement program has proven its dedication to create rewarding and fun moments for Swaggernauts around the globe by effectively rewarding them with free gift cards and cash back for their everyday online and mobile activities.

The conclusion of this unbiased review of Swagbucks is that the platform represents a viable solution for smart consumers who choose to capitalize on the opportunity to earn the cashback rewards which are rightfully theirs and within reach. Swagbucks is undeniably worth checking out, to say the least.

If you are looking to increase your savings and earn extra money to buy gifts for your loved ones, plan dream vacations, support your day to day, pay for unexpected medical bills, etc., then why not choose to get paid for the things you are already doing on the internet for free? And by going with a well-established, fully legit, tried and trusted loyalty program like Swagbucks, you can rest assured you will get paid promptly, conveniently and hassle-free.

Turn your Swagbucks on to effectively use this funtastic rewards program to your financial benefit, Seize the opportunity to grab the savings that Swagbucks brings to you by becoming a Swaggernaut and start earning increased cashback for your daily activities on the internet.

Bank on Swagbucks to bring the cash back to you, join it for free and start celebrating life’s precious moments with fuller wallets because you’ve earned it. Help review Swagbucks surveys and let it help you put well-earned cash back in your wallet on a daily basis for significantly increased savings throughout the year. Join today!

24/7 Lending Group Reviews

About 24/7 Lending Group provides quick cash loans for those who are in need of immediate funds. You can complete the loan application online in just a few minutes. This information is then forwarded to some of the lenders in their database, the ones who are most likely to approve that particular loan request. There are 80 lenders in their database which makes it easier to find one who can create an affordable loan package.

Personal loans accessible through 247LendingGroup are afforded not only to those with excellent credit, but these loans are also available to individuals without a credit history who are eager to establish one. Sometimes their lenders are even able to provide loans to consumers with bad credit who want to rebuild their credit rating. Loans range from $100 to $35,000 with interest rates as low as 6.46% and upward to 33%. The length of the loan term can be anywhere from 12-72 months.

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