LMFX Review 2020 is Lmfx.com a Scam or Legit Broker

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Swagbucks Review 2020: Is It Scam or Legit? (Earn $10+/Hour Online)

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Swagbucks is one of the most popular rewards sites out there, and that’s why we’ve decided to write up this Swagbucks review. Earn cash for online tasks that you already complete on a daily bonus.

Right now they’re offering a $5 sign-up bonus, and registration is completely FREE. Already using Swagbucks? Let us know about your experience in the comments below.

With that said, let’s get started with the review.

What Is Swagbucks?

As mentioned above, Swagbucks is one of the most popular rewards sites (if not the most popular rewards site) currently on the web. They have one of the widest range of activities that you can partake in to earn free cash online.

With that said, let’s get started with a quick list of pros and cons:

  • An incredibly wide range of activities to partake in
  • Right now they are offering a $5 sign-up bonus (sometimes as high as $10)
  • Great referral program – earn 10% of friends’ earnings
  • 100% free – never join a rewards site that asks for your payment information
  • Most of the tasks are incredibly simple to complete
  • May take up to a few days to receive your reward
  • Sometimes there’s no sign-up bonus
What Tasks Can I Complete With Swagbucks?

Here’s a quick list of tasks that you can complete with Swagbucks to earn free cash:

  • Watch Videos
  • Play Games Online
  • Shop Online
  • Clip Coupons
  • Take Surveys
  • Participate in Polls
  • Refer Friends
  • Complete Free-trial Offers

How Does Swagbucks Work?

Each time you complete an activity, points are rewarded which can be used to enter drawings for gift cards or to buy gift cards. These points are called “Swagbucks.”

After you receive a certain amount of Swagbucks (100 minimum), you can use them to redeem for Amazon gift cards or other great stores of your choosing. For me, I’ve found a great method to spend less than half-an-hour per day on the website and rake in about $10 – $20 extra dollars in gift cards. It personally helps me save a lot on groceries.

Is Swagbucks Worth It?

It really depends on how much your time is worth. If you’re simply trying to earn as many points as possible and you value your time, the answer is no, it’s not worth it. Swagbucks can consume a lot of your time if you’re on there for extended for long periods of time only to make money.

However, if you’re bored and have nothing to do, can spare a few minutes each day to earn 77 Swagbucks in under 25 minutes (see below), then of course it’s a great way to earn some extra cash. Some of the best ways to earn money are the Swagbucks TV App and by referring a friend.

The TV app doesn’t consist of you spending any extra time. You simply set the app on and let it run, automatically giving you 50 Swagbucks a day. You don’t have to watch the videos if you don’t want to, but I do recommend it. Otherwise, you’re violating their TOS.

Referring a friend gives you 10% of all their points, and all you have to do is send them a link. Yet to find the best methods of making money with Swagbucks, scroll down to see the best method to make money without spending a large amount of time.

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How Do I Make Money with Swagbucks?

To make money, build up as many points (called Swagbucks) as possible with Swagbucks so that you can enter drawings or redeem your points for gift cards. There are many ways to earn points, which are covered one by one below.

Daily Goal – 24 Swagbucks Daily

When you log-in to Swagbucks, there is a sidebar to your left called the “Daily Goal.” The Daily Goal consists of 4 daily tasks that can completed. The points in this section are low, but are a surefire, steady way to build up your point meter.

1. Daily Crave – 1 Swagbuck

Recently added to Swagbucks, the Daily Crave consists of watching two short 1 – 2 minute videos. After the videos are watched, you rate the videos on whether you liked it or not.

Only one Swagbuck is given for this activity since it takes a short time of about 2 minutes.

Can you skip through the videos? Yes, you can. This can dramatically reduce your time. You won’t be giving an honest your honest opinion when rating the video, but can cut you down from 2 minutes to almost 30 seconds.

2. Toolbar – Maximum of 20 Swagbucks

To use the Swagbucks Toolbar, you have to install an add-on to your web browser.

The add-on simply lets you make searches with Swagbucks. Once you have the plugin installed, simply make searches that you would normally (just like Google Search), and every once in a while points will be rewarded.

There is no concrete system as to what searches will get you points or how often points are rewarded, but I can tell you that I rarely walk away with 20 points per day. A lot of searches have to be done before you can build up the maximum points with the toolbar.

That’s why I only recommend it for searches you might make otherwise instead of deliberately trying to get points. This way you’re not wasting any extra time and earning points at the same time.

3. Daily Poll – 1 Swagbuck

By far the fastest way to earn a point is the Daily Poll. You simply fill-in a 5-question poll and 1 point is awarded to you. Easy as pie.

4. NOSO – 2 Swagbucks

NOSO stands for no obligation special offers, which is what it sounds like. Click the “Start Here” button and NOSO will take you through 5-6 offers. You don’t have to say yes to any of them. I usually click “Skip” before the page even loads, as I’m trying to only get Swagbucks. I don’t need anymore junk mail.

This task usually takes about 30 seconds, so it’s also another quick way to earn some points. In conclusion, the Daily Goal can earn you from 4 – 34 Swagbucks depending on if you use the toolbar or not. It will take a minimum of about 2-3 minutes.

Watching Videos 150 Swagbucks Daily

Click on the “Watch” tab at the top of the page to be directed to Swagbucks Television. Here you can earn points by watching videos.

Each time you watch a certain number of videos (roughly 30) you will earn 3 Swagbucks. You can see your progress by watching your Swagbucks Meter at the top of the video. Once you reach 100% you are rewarded your Swagbucks.

You don’t have to actually watch the videos to get the points, but the video must be playing in the background. If you watch the same video twice in one day, you will not be rewarded twice. Each time you must choose a different video to watch.

Each video takes about 3 minutes long and only gives you about 2% – 5% on your Swagbucks meter. From personal experience, the SB Meter builds up very slowly . It’s also great if you have a lot of time or are feeling bored. There’s a lot of different categories you can watch, ranging from entertainment and health to sports and comedy.

The maximum amount you can earn in one day is 150 points from watching videos on the Swagbucks website. Let’s cover a more efficient way to watch videos below.

Watch Videos Using the Swagbucks Television App – 50 Swagbucks Daily

The App works just like the Watch Television portion of the Swagbucks website, but each time a new video starts, you don’t have to click anything.

You can earn up to a maximum up 50 points per day watching the app.

What I do is have the phone sit on my desk while I’m working on the computer. 2 hours pass and I’ve already earned 50 points. What a great way to earn Swagbucks but without wasting any time. This is by far my favorite method.

Surveys No maximum points

You can even get points for completing surveys. The one thing I appreciate about Swagbucks from this section is that they are pretty honest about how long a survey will take and how many points you will get. You can do as many surveys as you want, but once you complete them, they won’t come back, and may at times find your survey list empty.

The inconvenient part is that if you start to answer the first few questions and find out based off of what you answered that they don’t need you anymore, they might terminate your survey and not give you any points.

There are many different surveys available, and there’s even a section in which you can have surveys emailed to you.

Tasks – Low Points

These tasks are often incredibly boring, so I’m not going to cover much on this section. The points are so low to even be worthwhile.

You complete tasks which are usually like a small quiz. Once you complete the quiz, IF you get a passing grade, you are awarded Swagbucks, which can sometimes be as low as 2/5 of a point. In my opinion, simply not worth the headache.

Play Games No Maximum Swagbucks Stated

Like to play games? Might as well get played to do so. I never really found the games they have to offer on here very entertaining, but if you have some time to kill it wouldn’t hurt to earn a few extra Swagbucks.

The cool part is that you can compete with others to earn extra points. If you’re really good at a game and get first place, you could be awarded additional points. If you get a really high score in a game, Swagbucks might offer you points anyways.

Here I get 2 Swagbucks for getting a good score.

Online Shopping No Maximum Points

The Swagbucks online shopping system works like cash back. Every time you make a purchase by first going through the Swagbucks website, you can earn Swagbucks back on your purchase.

There are some great stores that give you cash back, but I usually don’t find better deals than the website I prefer to use for cash back which is Ebates.

Furthermore, Swagbucks only awards you in Swagbucks, and I personally prefer to receive cash instead of gift cards. It doesn’t hurt to look at both Ebates and Swagbucks before deciding to make a final purchase.

Note: Before making a purchase, make sure to clear all of your cookies and then go back through the Swagbucks site. Swagbucks will not reward you first if they find out that another affiliate site was the one who referred you to a shopping website. Click here for a full guide on Ebates.com.

In order to avoid this, clear all of your cookies, go to Swagbucks, find what you want to purchase and make the order. Don’t go to other websites in the meantime that may conflict with Swagbucks detecting your purchase.

Completing Offers – No Maximum Points

The front page is filled with many different offers that can earn you Swagbucks quick. Simply click Swagbucks Home and look at the list. The amount of points you can earn is stated on the offer and there’s usually no maximum.

For higher offers (such as 10,000 Swagbucks), they usually require you to purchase something. I usually don’t even bother checking something out unless it’s under 100 Swagbucks and I don’t want to make a purchase.

Refer a Friend

By far the best method to earn points is to refer a friend. Each time you refer a friend, every time they earn 10 Swagbucks you earn 1 Swagbuck, a 10% trade-off. It’s not a bad deal considering the only work you have to do is send your friend the link.

If you would like to show your appreciation for this article that I have written, you can sign-up for Swagbucks under my referral link here. It would be greatly appreciated!

Best Way to Quickly Earn Points Each Day – $281 Extra a Year

Here’s a summary of what I do each day, and it only takes me 10 minutes total.

1. Fill out the Daily Poll – 1 minute for 1 Swagbuck

2. Pass through the NOSO offers – 2 minutes for 2 Swagbucks

3. Watch the Daily Crave – 2 minutes for 1 Swagbuck

4. Turn on my Swagbucks TV app and let it run – 1 minute to set up and log-in. After two hours I’m awarded 50 Swagbucks.

5. Play games or videos during dead time or when I’m bored – I usually can get about 3 points after 10 minutes.

6. Use the toolbar for searches that I would’ve made anyways – 20 points

After all of these methods are said and done, I can make about 77 points a day after spending 25 minutes. I don’t count the toolbar in the time as I would have made those searches with another search engine like Google anyways.

If you do this every day for a year you will earn 77 x 365 = 28,105 points which can be converted to approximately $281 dollars in extra cash a year. Not bad for almost doing nothing.

Where Do I Redeem My Points?

Here is the reason we came to Swagbucks in the first place, to get our cash!

Usually 1 Swagbuck is equal to 1 US cent, but the best deal they have to offer is a $5 Amazon.com Gift Card for 450 Swagbucks. Almost all of the other $5 gift cards are for 500 points.

To get your gift cards, go to the Rewards tab found at the top of the page and click on the card you want. If you want to enter drawings to earn a gift card with only a few Swagbucks to give up, that is also an option.

Swagbucks has its pros and cons, but I consider it a great way to make an extra $10 – $20 in gift cards a month for no extra work. Enjoy, and let me know if you have anything to add in the comments below.

My name is Jason Wuerch and I’m currently located in Madrid, Spain running a personal finance blog called Frugal For Less. My goal is to help everyone and anyone willing to make and save money through easy and simple ways that don’t require much effort. Just because you’re frugal doesn’t mean you have to give up life’s luxuries.

ScoreBig Review

ScoreBig is a ticketing website that went out of business in October 2020 but is now operating under a new owner, Ticket Network. ScoreBig scammed a lot of ticket owners by selling tickets that it could not provide back in late 2020 so we recommend purchasing directly from its new, trustworthy parent company Ticket Network or from our top rated broker, SeatGeek.

  • 100% money back guarantee but should be noted that the previous owner of this website did not honor their guarantee
  • Clean and easy to use website
  • Fairly low traffic website that doesn’t have as large of a ticket selection as other brokers like SeatGeek

What Are ScoreBig’s Service Fees?

ScoreBig tends to have fairly high fees which is one of the reasons why it’s not one of our recommended ticketing sites.

How Does ScoreBig Work?

In the words of ScoreBig:

“ScoreBig is a leading online marketplace for tickets to Sports, Concerts, Theater, and Family events. ScoreBig allows you to purchase last minute tickets to sold-out events in addition to the latest on sales occurring for popular artists, teams, and productions – we’ll get you in! We safeguard your transaction with a 100% Money-Back Guarantee, under a secure checkout, with interactive seat maps to guide your purchase.

HistoryAs of December 12, 2020, ScoreBig.com is under the new management of a subsidiary of TicketNetwork. The subsidiary has acquired and licensed select assets of the company formerly known as ScoreBig Inc, which went out of business in September of 2020. The subsidiary will operate www.scorebig.com on a going-forward basis.”

ScoreBig Popularity

TicketCity is currently the 277,680 most visited website in the world according to Alexa.com. This makes TicketCity a lower-tier ticketing site when it comes to popularity.

ScoreBig Refund Policy (Security, Trust & Reliability)

ScoreBig says that it has a 100% money back guarantee but there isn’t any other information listed beyond that.

EverFX Review: Scam or Legit Forex and CFDs Broker?

EverFX Review: Scam or Legit Forex and CFDs Broker?


Last Updated: Oct 24, 2020 @ 10:12 am

We are looking at a Forex and CFDs broker (EverFX) promising access to hundreds of different assets for trading. EverFX believes that if they can let traders gain access to a number of trading instruments, they can significantly increase their win rate. This is not necessarily true. However, it can give the benefit of being able to trade at all times because the more the number of trade-able assets, the more the number of signals that can be traded at any given time.

Also, if EverFX is letting traders enjoy hundreds of assets on one account, it only means that traders can formulate their own trading approaches and strategies over time across different assets. This can significantly increase their success rate for those who know what they are doing and not just any other trader who signs up to the platform.

EverFX is owned and operated by ICC Intercertus Capital Limited. This entity is located in Cyprus as they have listed a Cyprus address on their website. The specific address in question is Antheon 2, Kato Polemidia, 4151, Limassol, Cyprus. In addition to this, the broker has provided a phone number and an email address for reaching their agents. This is a standard feature across all brokers and so we expect a professional Forex and CFDs broker to provide phone and email support at no extra charge.

Also, brokers who are located in more established countries tend to be more reliable than their counterparts who are located in less established countries of the world. You can sign up with these brokers if you are looking for decent FX and CFDs brokers to trade with. As you can see, EverFX is not one of the brokers located in jurisdictions with heavy regulations.

EverFX Review

EverFX promises that they are considering their clients their team-mates. They also promise that all their time and effort is fully vested in the client and his success. The main goal is to educate, empower and make sure that their client base is strong enough because a successful trader is most likely going to be a long term client. For them to succeed in this mission, EverFX has resorted to providing extensive education, 24/5 support, an innovative trading platform, ongoing assistance, competitive trading conditions as well as market alerts directly into your inbox.

�� Want to make money automatically with Bitcoin and Cryptocurrencies without the risk of trading yourself? Are you ready for self-custody of your investment funds? Do you like the sound of regular consistent results and profitable performance? Tired of the forex and crypto scams, false promises and games out there designed to separate you from your hard earned funds? Stop everything! ETBOT is for you! With the ETBOT software, only YOU are in control of your investment funds. The software works using API Key connections that only YOU set up and control. The ETBOT service and mother company EndoTech has been making investors hundreds of percent a year in proven gains since 2020! They use the volatility of the Crypto market to trade long and short using breakout techniques and strategies powered by real Artificial Intelligence. This year so far ETBOT has made over 75% for clients since January 1st, 2020 . If you are ready to leave the trading to the professionals and upgrade your monthly income, now is the time, head to ETBOT now and buy your subscription to get started. PS: ETBOT is a Profitable Forex/Crypto Trading Bot. 100% Verified and Recommended by Valforex.com.

On top of this, EverFX is also offering trading webinars and we are not so sure if these webinars are pre-recorded or not. At the time of writing this review, their webinars page had two webinars already. We have looked keenly at the titles of these webinars and found them to be very interesting. If indeed the content is educative, then this broker could gain foot into this competitive industry because it will contribute to the company’s bottom line of retaining customers for the long term.

Since these webinars are free, there is nothing that stops you from attending one to see how well they are presented. This could help you make a decision on whether or not EverFX is a broker of choice. Many Forex brokers have decided to invest in their educational centers as well. It’s the current trend. So if these webinars prove to be effective, then this could prove to bring good results for the broker.

EverFX features

They are offering 3 account types namely standard, premium and VIP. The minimum deposit of $300 applies to the standard account. The premium account starts at $5,000 while the VIP account types goes for $30,000. Each one of these accounts has different features. For instance, in the VIP account type, EverFX is offering much lower spreads and there is also access to a free private Virtual server. This is indeed not free at all considering the amount of money that a client is required to fund their VIP account with. Outside these two significant benefits, there is no other reason why a trader would go for the bigger account types.

The broker runs the popular MT4 platform and claims that spreads are anywhere between 0-1.2. These spreads are within industry range. However, their minimum deposit of $300 is quite high for some traders who are not willing to risk that much upfront. The other issue is that the start date of this broker is not known. We have looked at their about us page but the broker seems to be quiet on this issue.

However, if we can guess, our best bet would be that the broker was founded in 2020. This is when some reviews started to crop up about them on Google. This means that EverFX is a brand new broker, and they might not have a lot of clients at their disposal yet.

Are there any customer reviews so far?

EverFX has a few reviews which are worth looking at, and some of these reviews are not pleasing at all. In one of the forums discussing matters related to Forex trading, a client claimed that they were experiencing issues with closing their trades. Instead of directly responding to the claim, the broker just used an alias to issue a complementary comment where they said that the brokerage was providing positive experience for all their clients and that the client should not have heard any issues.

The moderators then confirmed that this review was coming from the headquarter of this broker in Cyprus. It was therefore a fake review written under the guise of another customer. This is not a good thing, and we believe that if EverFX can leave fake reviews on the internet, it simply means that they are not doing things the correct way.

Our best advice for you

At first, we thought that EverFX was a decent Forex and CFDs broker worth trading with. It only dawned on us that this broker was somehow rogue based on the fake reviews which we discovered on the FPA forum. It is therefore going to be an impossible task to ask any one of you to sign up. Good and professional Forex and CFDs brokers can be found here.

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    Best Choice For Beginners!
    Free Trading Education!
    Free Demo Account!
    Big Sign-up Bonus!


    Perfect For Experienced Traders!

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