A Discussion Regarding Deposits, Withdrawals, and How to Keep Yourself Safe

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Упражнение 39 на грамматическое преобразование (ЕГЭ)

Упражнение на грамматическое преобразование слов. Рекомендуем всем, кто готовится к сдачи ЕГЭ по английскому языку.

Прочитайте приведённый ниже текст. Образуйте от слов, напечатанных заглавными буквами, однокоренные слова, так, чтобы они грамматически соответствовали содержанию текста.

An important life decision

Life undergoes a sea change when school life ends and it is time to step into college life. You have to take big decisions regarding your career, unless, of course, you wish somebody else ( DO ) it for you.

Аnd it is where your own interest and abilities must be the scale for choosing a career. You may look for advice but avoid ( FOLLOW ) it blindly.

No one knows you better than you, so it is important that you take such decisions keeping ( YOU ) in mind.

In medieval times career choice was certainly a simpler process. Mainly, because there were much ( FEW ) career paths.

Besides, in many cases, the choice ( PREDETERMINE ) for you by the family or society!

Today, there are hundreds of thousands of different occupations to choose from. And more are created every day to keep up with new demands and technologies.

There are many profitable career fields today that ( NOT EXIST ) 15 years back from now.

And how mind-boggling it is to think that you might be a good match for a job that ( NOT INVENT ) yet!

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An important life decision

Life undergoes a sea change when school life ends and it is time to step into college life. You have to take big decisions regarding your career, unless, of course, you wish somebody else WOULD DO it for you.

Аnd it is where your own interest and abilities must be the scale for choosing a career. You may look for advice but avoid FOLLOWING it blindly.

No one knows you better than you, so it is important that you take such decisions keeping YOURSELF in mind.

In medieval times career choice was certainly a simpler process. Mainly, because there were much FEWER career paths.

Besides, in many cases, the choice WAS PREDETERMINED for you by the family or society!

Today, there are hundreds of thousands of different occupations to choose from. And more are created every day to keep up with new demands and technologies.

There are many profitable career fields today that DID NOT EXIST 15 years back from now.

And how mind-boggling it is to think that you might be a good match for a job that HAS NOT BEEN INVENTED yet!

How To Withdraw Money From IQ Option? Best Methods And Tips You Should Know

IQ Option: Top Binary Opitons Broker

It’s one of the nightmares of traders: being unable to withdraw money. You may have come across refused or stalled withdrawals. There could be two reasons for this: the broker you’ve been dealing with may not be a legitimate entity or, if it is a genuine broker, it’s been enforcing strict withdrawal procedures to make sure money is transferred to the right person. The former is unfortunate, and the latter is understandable and works to your advantage because of all the instances of fraud involving both brokers and traders.

If you’ve struggled before with withdrawing your earnings from a broker, you’ll find IQ Option a great improvement. This platform has fast and hassle-free withdrawals. In this guide, we’ll walk you through the withdrawal process, options, and limitations using this broker. We’ll also throw in some pointers on how to invest your earnings properly.

The great thing with IQ Option is that it offers a free demo trading account that you can test drive if it’s your first time to come across the company. You get virtual funds that you can use for simulated trading or, if you want, for real trading. You can try the product first-hand to learn more about its trading tools and features at no cost thanks to the IQ Options free trial.

Things you should know before withdrawing money from IQ Option

  1. Should You Withdraw Money Right Away?
  2. IQ Option Withdrawals: Quick Summary
  3. Withdrawal Options
  4. Recommended E-Wallet Providers
  5. Withdrawal Limitations
  6. Withdrawal Steps
  7. Continuing Your Investments and Winning Strategy

There are many advantages to using IQ Option. You’ll be dealing with a known legal entity that is licensed and regulated by the Cyprus Securities and Exchange Commission. It has one of the easiest trading apps around. From it, you can expect world-class customer support and safe and fast money withdrawals using several methods, as you’ll learn in this article.

Even if you find in your research that IQ Option is the real deal, it is still important that you read in detail its terms and conditions. While the steps in withdrawing may be the same for most brokerage companies – select amount, choose withdrawal procedure, confirm your decision, and wait – there may also be crucial differences.

These include the allowable amount that can be withdrawn and the length of time before money is transferred to your bank. Of course, the broker may require other things from you, such as proof of identification or other supporting documents. With IQ Option, you’ll find the process more streamlined than most, which makes it a popular platform for both long-time and new traders.

Should You Withdraw Money Right Away?

Chances are that, like most traders who make their first successful trades, your first impulse is to get a hold of your gains by quickly withdrawing your funds. But more successful binary options traders eschew this approach because of higher long term gains. IQ Option posted these practical tips on its website:

  1. If you only trade to have some fun, go ahead and withdraw your money. In this case, you should ask yourself why you invest real money at all. You could have the same fun completely risk-free with the IQ Option demo.
  2. If you trade seriously, yo u should wait before you withdraw as you probably have a trading plan.

The broker’s advice aside, let’s answer our question: How to withdraw money from IQ Option?

IQ Option Withdrawals: Quick Summary

Withdrawing through IQ Option is just as fast and easy as earning money using the app. It’s one of the simplest in the binary options trading niche, as cited in various binary options brokers reviews . You can use credit cards, e-wallet providers, and wire transfer to withdraw money.

You could enjoy the immense benefits of credit card and e-wallet withdrawals absolutely for free. You only need to factor fees when you choose the wire transfer withdrawal option, the rate depending on your provider.

Where other brokers take two days to process your withdrawal and charge you $30 to $50 for it, IQ Option does the same job quicker–within 24 hours and for free.

Such policies matter. IQ Option stands as the best choice for traders to make the most of their withdrawals.

The IQ Option trading platform.

Withdrawing Money from IQ Option: Best Methods and Tips

IQ Option processes all withdrawals within one business day free of charge, but how soon the money gets in your hands and how much else you pay after IQ Option depends on whether you are withdrawing through credit or debit card, wire transfer, or e-wallet. Check out the different withdrawal methods below.

Withdrawal Options

1. Credit Card/Debit Card Withdrawal

Withdrawing through a credit card or debit card is the preferred choice of withdrawal at IQ Option. Currently, IQ Option accepts withdrawal from following bank cards: Visa, Visa Electron, Maestro, and MasterCard.

In case you are having reservations about conducting funds withdrawal through your bank card, you may rest assured in the fact that IQ Option boasts the first highest Payment Card Industry Data Security Standard, merchant level.

2. Wire Transfer Withdrawal

There are several reasons why you may want to use wire transfer only as a last option to withdraw funds from IQ Option. As with e-wallets and bank cards, IQ Option will process wire transfer withdrawal requests within 24 hours. Once such withdrawal requests leave IQ Options, however, they usually take a longer time to complete processing by the banks in which you hold an account.

Wire transfers generally require payment. The rate depends on the locations involved and the practices of your bank. Most traders can avoid such fees, but if you cannot, it would be wise to consider the cost of payment involved. With credit card withdrawals, you do not have to consider such fees.

While it can be said that withdrawing through wire transfer is best reserved as a last-resort option, there are also special reasons why this payment method is still necessary. One outstanding reason is the existence of the so-called anti-money-laundering law, which is reflected in a provision, which only allows you to withdraw through your credit card as much money as you deposited using it. If instead, you deposited money via wire transfer, that leaves you no option but to stick to wire transfer for all withdrawals, having opted out of credit card transactions.

It might also happen that you have eventually used up all your bank card credit: when you have withdrawn as much money as you have deposited. If this happens, withdrawing through wire transfer might be the only option left for you.

3. E-Wallets

One of the better methods to withdraw your winnings is via an e-wallet. It is usually provided by a third-party provider or payment gateway. E-wallets are not without issues, though. But if you stick to the popular ones, you’re less likely to encounter problems. Below, we list the most common e-wallet channels used for IQ Option.

The IQ Option withdrawal page.

How to withdraw money from IQ Option using e-wallets? Here are the different providers with a few tips, one that will allow you to use this channel to get your earnings.

1. Skrill

Skrill is based in London, United Kingdom. During registration, it asks for your email address to be used as your account login. You have a chance to activate two-factor authentication for additional security. You can link your bank account or credit card, but expect the verification process to take some time.

Make sure that your preferred currency is from one of the 40 countries accepted by Skrill. Skrill does not operate in Latvia, Afghanistan, Cuba, Myanmar, Nigeria, Somalia, and Yemen. It is also unavailable in Iraq, Eritrea, and Libya. Note that Skrill sets a maximum limit to your transactions.

Detailed Skrill Review

2. Neteller

Headquartered at Douglas, Isle of Man, Neteller requires you to verify your account first before you could retrieve your funds. To do this, you have to submit a bank statement issued not later than three months ago.

For account login, you will use your email address, which it asks for during the registration process. It also offers what it calls Net+ Prepaid Card, which you can conveniently use for direct money transfers.

Neteller sets both minimum and maximum transaction amounts, the latter depending on your choice of currency.

It supports 26 national currencies, which you can verify on its website indicated above.

Neteller does not work in Afghanistan, China, Cuba, Eritrea, Iraq, Kyrgyzstan, and Libya. It offers limited services in the following countries and territories: France, Germany, Hong Kong, Italy, Macao, Singapore, Spain, Turkey, UAE, and the United Kingdom. In most Arab countries, banks do not work with Neteller. Clients from these countries may want to use WebMoney or Skrill instead.

3. WebMoney

Headquartered in Moscow, Russia, WebMoney has won several awards in 2020. No bank account or credit card is required to open or operate a WebMoney account, making it accessible to many people. It supports 8 different currencies and assets, which can be verified on its website through the link above.

WebMoney does not provide its services in the following states and territories: American Samoa, Afghanistan, Algeria, Angola, Bosnia and Herzegovina, Ecuador, Guam, Guyana, Indonesia, Iraq, Laos, Libya, Mali, Mauritania, Myanmar, Northern Mariana Islands, Panama, Papua New Guinea, Somalia, Yemen, Uganda.

4. Boleto

Boleto is a payment method in Brazil, where it is officially known as Boleto Bancário. It is regulated by FEBRABAN, short for the Brazilian Federation of Banks. A boleto can be paid at ATMs, branch facilities, and internet banking of any bank, post office, lottery agent, and some supermarkets until its due date. After the due date, it can only be paid at the issuer bank facilities.

Boleto can only be collected by an authorized collector agent in the Brazilian territory.

5. FasaPay

An Indonesian electronic payment system based in Orchard Road, Singapore, FasaPay allows a maximum withdrawal of $75,000.00 and a minimum of just $1 per transaction. You can do multiple transactions each day at fees ranging from free to 5%.

You must be a verified account holder to make transactions at FasaPay. To be a verified account holder, PasaFay requires the submission of bank documents. Aside from the standard account password, FasaPay provides 4 other ways to secure your account.

FasaPay currently supports US dollar and Indonesian rupiah (IDR) currencies.

Withdrawal Limitations

As a security measure, IQ Option requires that you withdraw using the same bank card or e-wallet you have used to make a deposit. If you don’t, the system will cancel the withdrawal request. Thus, if you have initially deposited through Neteller, then you need to make the withdrawal back through Neteller.

For bank cards, you must withdraw within 90 calendar days from the last deposit. Another security measure applies: how much you withdraw must not exceed the amount you deposited. This limitation does not apply to e-wallets.

Finally, if you choose to withdraw through both your bank card and e-wallet, IQ Option prioritizes withdrawals through bank cards than other types of withdrawals.

IQ Option has recently implemented instant bank card withdrawal processing , which eliminates the previous 3 working days waiting period for your withdrawal application to be processed. Nevertheless, bear in mind that once the application is approved, it can take your bank up to 9 working days to credit the funds to your account. It pays to remember this and not get alerted when you see the status indicates it has been completed, yet you still don’t see funds on your card.

  1. Example 1: You initially deposited $500 to your card. Within 90 days, you accumulate $600 on your balance. To withdraw, you need to proceed with two withdrawals: $500 to your bank card and $100 to your e-wallet of choice (Neteller, Skrill, etc.). Or you can use wire transfer, though this will leave you with $50 less as processing fee. Not a good way to withdraw, unless you have large enough funds to offset the cost of processing.
  2. Example 2: You deposited $500 and have the same amount that you now want to withdraw after 100 days—well past the 90-day window that allows you to withdraw through your bank card. Bank card withdrawal option out, but e-wallet or wire transfer options still possible. Most likely, you will choose e-wallet to avoid the $50 processing fee.
  3. Example 3: You have deposited $500 through your bank card and $100 through your e-wallet. You want to leave your bank card funds intact but withdraw from your e-wallet. IQ Option does not allow that: you need to withdraw $500 through the bank card first before you can withdraw from the e-wallet. This is the withdrawal hierarchy at IQ Option, requiring clients to make withdrawals against bank cards first before e-wallets or cash transfer. If you have carefully read through the previous discussions, you should be ready to make your first IQ Option withdrawal.

Steps to Withdraw Money from IQ Option

IQ Option applies an identical algorithm for fund withdrawal regardless of the mode of payment you choose. To proceed with withdrawing funds from IQ options, do the following:

  1. Go to iqoption.com
  2. Sign in
  3. Click on the user pick in the upper right-hand corner of the screen
  4. Select “Withdraw Funds” from the list of available options
  5. Click on the preferred payment system
  6. Follow the specific instructions indicated

Continuing Your Investments and Winning Strategy

Withdrawing your money from IQ Option means one thing – you’ve accumulated enough from your winnings and are out to enjoy the fruits of your wise trading strategy. You’ve seen how easy the process is to get your cash from your partner broker. You’re a serious money trader and want to plow in back your winnings or even just a part of it. You feel you have a full grasp of the numbers trend and how commodities, currencies, and stocks move in the world market. No worries.

Depositing your money to IQ Option is as simple as withdrawing it. You just go to your account, click the deposit button, select your payment method (credit or debit card, wire transfer), enter your credit card information, and then press “pay” to see your money deposited in your account. To get the full details on how it all works, you can head over to our article How To Deposit Money To IQ Option? Best Methods and Tips To Fund Your Account.

IQ Option can be your investment gateway to the world of binary options trading. It is a multi-awarded online trading company that boasts of 25 million registered users worldwide and a monthly trading volume of $380 million. In 2020, it introduced instant withdrawals and one-day processing, and currently peaks at over $10 million in total withdrawals per month. It also has one of the most advanced online as well as mobile trading apps. If you want to, you can start trading at once – just sign up for IQ Option free demo account.

How to Keep Yourself Safe Without a Spleen

You might not think of your spleen that much, but it’s been looking out for you. If you don’t have one, there are some things to know to keep yourself safe from infections.

What Does Your Spleen Do?

In general, your spleen, a flat 4-inch organ located on the left side of your rib cage, is a part of your blood system and immune system. It helps maintain order for your red blood cells and white blood cells. In other words, it works as a blood filter.   It removes old red blood cells and holds on to a reserve of other red blood cells to release in an emergency, plus it helps recycle iron.

Another function: your spleen can make antibodies to remove bacteria and any other cells that become coated in antibodies. This last bit helps keep our bodies free from pathogens.

Logically, if we don’t have this organ, we’re more vulnerable to bacteria, especially one special type of bacteria called encapsulated bacteria because they have a special carbohydrate (specifically a polysaccharide) capsule surrounding them. How could you lose your spleen, though?

Who Loses Their Spleen?

There are three main reasons why people don’t have their spleen:

  • Accident or trauma
  • Sickle cell disease auto-splenectomy
  • Treatment of another disease

Trauma: The most common reason for having your spleen removed surgically is trauma. This is usually due to car and motorcycle accidents as well as falls, fights, and sports injuries. The spleen is the most commonly injured organ in blunt abdominal trauma.   In car accidents, such injuries can also be associated with the incorrect placement and use of a seatbelt. There can also be cases of stabbings and gunshots that can injure the spleen but this less common.

Not all damage to the spleen requires surgery. Surgeons will often watch to see how the person and damage progresses, if it is not an emergency, before deciding to go to surgery.

Sickle Cell: Autosplenectomy happens in sickle cell disease. In the U.S., approximately 100,000 people have sickle cell.   Around the world, over a million do. There are different types of Sickle cell. The differences in these types depend on which genetic mutations are present. The loss of the spleen occurs most commonly in the most common type of Sickle cell: Hemoglobin SS disease. Hemoglobin SS disease results from having two copies of the same hemoglobin S gene mutation. In this type, people usually lose their spleen by a process called “autosplenectomy.” There have been rare cases of other diseases causing the same process.

Treatment of another disease, like an autoimmune disease: Others have had their spleens removed to manage an illness, especially an autoimmune illness. Splenectomy is used to treat one rare disease in particular—immune thrombocytopenic purpura (ITP). In this disease, the immune system, unfortunately, attacks platelets. This means our bodies don’t have one of the tools they need for clotting to stop bleeding. Those affected by the immune system going awry like this may have bruises and bleed easily. They may also have pinpoint red spots on their legs. This disease can go away on its own, but some need medications. If it doesn’t go away and the medications aren’t enough, sometimes removing the spleen is the intervention that helps. 

There are other disorders which also may be treated with splenectomy. Sometimes splenectomy is needed because someone has anemia (low red cell counts) due to the destruction of their red blood cells. This can be due to a number of different disorders like hereditary spherocytosis or autoimmune hemolytic anemia (AIHA). Splenectomy can sometimes, but not always, stop the breakdown of red blood cells when medications or other treatments do not work.

There are other reasons for splenectomy as well. Although less common, some have had splenectomies to treat thalassemia as well as thrombotic thrombocytopenic purpura (TTP). Sometimes splenectomies were done because a spleen had become too large from another disease. It was also carried out at times to stage diagnosis of Hodgkin’s lymphoma in order to decide the best treatment for the cancer.

About 22,000 people lose their spleen through surgery each year in the U.S. 

What Is the Surgery Like?

The surgery to remove your spleen is called a splenectomy. In the U.S., it is usually done with laparoscopically (with a camera and a few very small incisions).   If you’re healthy, you could leave the hospital on the same day and be fully recovered in two weeks.

How to Protect Yourself From Infections Before Surgery

People who have no spleens are more likely to get sick from certain types of bacteria, particularly encapsulated bacteria (bacteria that have an outer carbohydrate covering). You should be vaccinated before you have surgery if it is planned surgery. Many splenectomies are performed as emergencies after trauma and so advanced planning is not always possible.

If possible, you should have the vaccines two weeks before a planned surgery. If you had emergency surgery and couldn’t be vaccinated beforehand (or the vaccinations were not done before surgery for another reason), you should be vaccinated afterward. The vaccines should be given two weeks or more after surgery, but don’t wait too long.

Which Vaccines Should You Get?

There are four things you should get vaccines against: 

  • Neisseria meningitidis
  • Haemophilus influenzae
  • Streptococcus pneumoniae
  • Influenza

You should also be vaccinated against all of the diseases you’d normally be vaccinated against, like measles, mumps, rubella, varicella, and tetanus. You should also talk to your doctor or other medical professionals about whether you need to be revaccinated or need a different version of one of these vaccines.

Neisseria meningitidis (N. meningitidis): This is the bacteria that can cause meningitis and/or sepsis. The main vaccine is quadrivalent. That is to say; it protects against four strains of N. meningitidis (Serogroups A, C, W-135, and Y). It leaves B uncovered if not specifically vaccinated for. Serogroup X is less common and does not yet have a vaccine available.

H. influenzae type b (Hib): This bacteria used to be the top cause of bacterial meningitis in kids under 5 until the vaccine started to be used. It also causes pneumonia and throat swelling and infections that can be serious. It’s largely an infection in children, but anyone without a spleen should be vaccinated.

Streptococcus pneumoniae (Strep pneumo): There are many types of Strep pneumo, as it is often called. Which strain you’re protected against depends on which vaccine you receive. PCV 7 protects against 7 strains; PCV 13 against 13; The polysaccharide vaccine PPSV23 protected against 23 but the immune response was not strong and protective.

Influenza: You’ll need to get the influenza vaccine every year. It is to protect you from the secondary bacterial infections, like those that cause pneumonia, which you’re at risk for if you get sick with the flu. Many who die from influenza also die from a bacterial infection that attacks when the lung’s immune defenses are breached and exhausted by influenza.

Are There Risks to Worry About When Traveling?

If you’re traveling you may encounter bugs you wouldn’t otherwise. You may also live somewhere that has different bugs than other places do. There are particular infections that you may be at more risk for. If traveling in West Africa, be sure to be vaccinated against meningococcal meningitis and that the vaccines are up to date. (Vaccine protection doesn’t always last as long as we’d like.) Likewise, the pneumococcal vaccine does not cover all strains and you may be exposed to a different strain when you’re away.

You also may be at more risk for a serious case of malaria if you don’t have a spleen.   Be sure to have malaria prophylaxis if traveling where you might be at risk and be extra careful to avoid mosquitoes.

Likewise, if you live or travel to areas where Babesia is found, you would be at greater risk as well if you had no spleen.   This would especially be on Nantucket or Martha’s Vineyard in Massachusetts, but also Block Island off Rhode Island and Shelter Island, Fire Island, and eastern Long Island—all part of New York State. The parasite can also occur in other parts of these states and in other areas of the Northeast and the upper Midwest, including New Jersey, Wisconsin, and Minnesota. There are also rare (and serious) cases from Europe. Babesia can also be transmitted by a blood transfusion.

Also, some without a spleen may be more prone to having a deep vein thrombosis or another clot, including when they travel on a long plane flight or ride.   If you’re going to fly, talk to your doctor or other health professional about this disorder and any risks you may face.

Other Concerns

You should talk to your doctor or medical professional about how to handle your day to day health as well.

Some people without a spleen, especially children, take particular antibiotics daily at their doctor’s request. The pros and cons of this should be discussed with your doctor or other health professional.   Taking antibiotics regularly can have unintended consequences. You can develop antibiotic resistance or get infections that occur when our regular old bacteria are wiped out and left unchecked, so it’s important to talk to a medical professional about this.

Others carry antibiotics with them which they take immediately if they develop a fever or become sick. They then seek medical care immediately. Immediate treatment can help prevent an infection from becoming a deadly sepsis.

Another risk for serious infection comes from a bacteria called Capnocytophagia.   It’s a rare cause of infections in people with spleens but can be a very serious infection in someone without a spleen. It is usually due to a dog bite, though occasionally cat bites as well. Symptoms begin usually in one day, so you should be prepared in case of a dog bite to seek medical attention (and potentially take antibiotics like penicillin and other common antibiotics that can treat the infection).

How Do People Do in the Long Run?

Scientists looked back at the soldiers who lost their spleens in World War II. They found that of the 740 American servicemen tracked that many lived long lives. However, they did have increased mortality due to pneumonia (possibly Strep pneumo infections) and ischemic heart disease (heart attacks, possibly because removing their spleens affected their blood system and caused them to clot more, which is a known non-infectious side effect).

What If You Have a Big Spleen?

Having a big spleen is called splenomegaly. It’s something a doctor or another medical professional should check out.

There are many reasons why a spleen might get big. One of the most common is mono (mononucleosis caused by EBV, the Epstein Barr Virus). 

There are those who have large spleens due to blood conditions they were born with, like thalassemia or sarcoid. Others have a large spleen because of lymphoma or leukemia (blood cancer) or a hemolytic anemia (where red blood cells are destroyed). Others develop it from having liver disease (like portal hypertension).

Can You Have More Than One Spleen?

Actually, yes. Some people have more than one spleen. Some are born with polysplenia (or multiple spleens) which may be related to other congenital conditions (or medical problems at birth).   Others end up with a little bit of their spleen separated from the rest; this is often an “accessory spleen” that results from trauma (including from surgery, even from a splenectomy).

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